Accrued Interest

Intermediate ๐Ÿš€ Startup / VC

Definition

Interest on convertible notes that automatically converts to equity at future rounds, making the note holders richer for waiting.

Example Usage

Our seed round had 8% accrued interest, so the $100K note became $108K in equity when we raised Series A.

Origin

Finance terminology; commonly applied to convertible debt instruments in startup funding.

Fun Fact

Accrued interest can significantly increase investor ownership without additional capital contribution.

Source: Startup financing and debt instruments

Related Terms

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