Straw purchase

Advanced 🏠 Real Estate

Definition

A deceptive transaction where someone buys property on behalf of another person to hide the true buyer's identity—usually illegal and definitely unethical.

Example Usage

The straw purchase scheme was discovered when the real buyer tried to refinance and couldn't produce proof of ownership legitimacy.

Origin

Colloquial term from the idea of using a 'straw man' (a person of little substance) as a front

Fun Fact

Straw purchases are illegal in most circumstances and can result in criminal charges, loan fraud liability, and property seizure.

Source: Real Estate Fraud Terminology

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See “Straw purchase” in Corporate Speak, Gen-Z Slang, Pirate Speak, and more.

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