seller carry

Advanced 🏠 Real Estate

Definition

When a property seller provides financing to the buyer, essentially acting as the bank and holding a note secured by the property. It's the real estate version of 'I'll spot you until payday'—except with six-figure stakes and actual paperwork.

Example Usage

The seller offered to carry 20% of the purchase price at 5% interest, which let me close the deal without bringing more cash to the table.

Origin

Creative financing terminology from the 1970s-80s

Fun Fact

Seller carry became especially popular during tight credit markets when banks weren't lending, proving that sometimes the best banker is the person who wants to unload their property.

Source: Creative real estate financing terminology

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