mechanic's lien

Definition

A legal claim against a property by contractors or suppliers who weren't paid for work or materials. It's revenge served cold by your deadbeat seller's unpaid roofer.

Example Usage

The title company found a mechanic's lien from 2020, so the seller needs to pay their plumber before we can close.

Origin

American legal concept from the early 1800s to protect laborers' rights

Fun Fact

Mechanic's liens take priority over mortgages in many states, meaning the unpaid contractor gets paid before your bank.

Source: Real estate law and construction terminology

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