Definition

People you owe money to who possess a supernatural ability to remember the exact amount owed with devastating precision. They're technically patient but somehow expert at making debt feel like a personal betrayal.

Example Usage

My creditors called so frequently I started screening calls from my own number.

Source: Finance and business terminology

Related Terms

Intermediate

crypto

Short for cryptocurrency, the digital money that exists entirely in the cloud and whose value fluctuates more wildly than your mood on a Monday morning. It's either the future of finance or the world's most elaborate Ponzi scheme, depending on whether you bought Bitcoin at $100 or $60,000. Also refers to cryptography, the actual useful technology that crypto enthusiasts sometimes remember exists.

💰 Finance / Accounting
Advanced

Extraordinary Items

Unusual, infrequent events that significantly impact financial results—like selling off a division or natural disaster losses. Companies use this to claim profits look better than they actually are.

💰 Finance / Accounting
Beginner

payable

In accounting, the money your company owes but hasn't paid yet—basically corporate IOUs sitting on the balance sheet like financial landmines. Also known as "accounts payable," these are the bills that make CFOs wake up in cold sweats. The bigger this number gets, the more creative the excuses to vendors become.

💰 Finance / Accounting
Intermediate

repossession

The involuntary repo-man experience of having your property taken back because you failed to pay for it—basically, the lender's way of saying 'thanks for the free use of our asset.' A financial term that makes both creditors and debtors deeply uncomfortable.

💰 Finance / Accounting
Beginner

profit

The magical number left over after you subtract all expenses from revenue, assuming your accounting department is feeling generous about what counts as an expense. It's what companies supposedly exist to generate, though many startups operate for years as if this is merely optional. Shareholders love it, the IRS wants to tax it, and CFOs have seventeen different ways to calculate it.

💰 Finance / Accounting
Intermediate

earnings quality

A subjective assessment of how much reported earnings reflect actual economic reality versus accounting gimmicks and one-time items. High-quality earnings come from sustainable operations; low-quality earnings come from financial engineering and hope.

💰 Finance / Accounting

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